Swedish Company Car Financial Calculator

Editable assumptions

Car profile Pre-fill lease fee and förmånsvärde

Gross salary before change (bruttolön) Current base salary

Salary reduction (lönereduktion) Example: reduce 40k → 36k means 4,000

Monthly lease ex VAT (leasing ex moms) Tesla quoted lease before VAT

Car förmånsvärde (bilförmån) Taxable car benefit before nettolöneavdrag

Nettolöneavdrag Post-tax salary deduction paid back to company

Current old car monthly cost (privat bilkostnad) Private after-tax cost removed if sold

Insurance paid by company (försäkring) Estimate for company car

Maintenance/service/tires (underhåll/service/däck) Monthly average paid by company

Personal tax rate on salary (skatt på lön) Effective % from payslip (skatt ÷ bruttolön), not skattetabell number

Employer social fee rate (arbetsgivaravgift) Normal arbetsgivaravgift

Corporate tax rate (bolagsskatt) Bolagsskatt

Nettolöneavdrag

Salary reduction (lönereduktion)

Company net monthly cost (nettokostnad för bolaget)

Company net annual cost (årskostnad för bolaget)

Personal monthly cash impact (personlig kassaflödespåverkan)

Remaining taxable benefit (kvarvarande skattepliktig förmån)

Estimated net salary before (nettolön före)

Estimated net salary after deductions (nettolön efter avdrag)

Monthly net salary change

Company burden after deductions

Taxable benefit remaining

Scenario	Company net cost / month	Company net cost / year	Personal cash impact / month	Remaining taxable benefit

The company normally pays lease, insurance, maintenance, service, repairs, tire changes, and inspections for a company lease car.
Insurance and normal maintenance are generally included in the car benefit and are not taxed separately.
Nettolöneavdrag reduces the taxable car benefit krona-for-krona, up to the förmånsvärde.
When nettolöneavdrag fully offsets the förmånsvärde, the extra employer social fees on the car benefit become approximately zero.
Leasing VAT rule assumed here: 50% of VAT on lease is recoverable. Insurance is normally VAT-free.
This is a planning calculator, not final payroll/accounting advice. Ask your accountant to configure the payroll treatment correctly.