Swedish Company Car Financial Calculator

Editable assumptions

Gross salary before change Current base salary

Salary reduction Example: reduce 40k → 37k means 3,000

Monthly lease ex VAT Tesla quoted lease before VAT

Car förmånsvärde Taxable car benefit before nettolöneavdrag

Nettolöneavdrag Post-tax salary deduction paid back to company

Current old car monthly cost Private after-tax cost removed if sold

Insurance paid by company Estimate for company car

Maintenance/service/tires Monthly average paid by company

Electricity/fuel saving personally Compared with old car

Marginal personal tax rate Approx. municipal tax rate

Employer social fee rate Normal arbetsgivaravgift

Corporate tax rate Bolagsskatt

Nettolöneavdrag

Salary reduction

Company net monthly cost

Personal monthly cash impact

Remaining taxable benefit

Company burden after deductions

Taxable benefit remaining

Scenario	Company net cost / month	Personal cash impact / month	Remaining taxable benefit

The company normally pays lease, insurance, maintenance, service, repairs, tire changes, and inspections for a company lease car.
Insurance and normal maintenance are generally included in the car benefit and are not taxed separately.
Nettolöneavdrag reduces the taxable car benefit krona-for-krona, up to the förmånsvärde.
When nettolöneavdrag fully offsets the förmånsvärde, the extra employer social fees on the car benefit become approximately zero.
Leasing VAT rule assumed here: 50% of VAT on lease is recoverable. Insurance is normally VAT-free.
This is a planning calculator, not final payroll/accounting advice. Ask your accountant to configure the payroll treatment correctly.